student credit card

The benefits of having a Well Fargo student credit card

student-credit-cardNowadays, credit cards have become very much useful thing for each and every person all around the world. Basically a credit card is something which is issued by the banks in order to use it as an alternative method of payment, besides cash. Wells Fargo is one of the largest banks in the USA and it is well known for their services of credit cards which they issue for the depositors in it in order to purchase items and repay to improve their credit history in a frequent manner. Wells Fargo also assures several other benefits by issuing their credit cards like, you can start buying items from the online stores, you can arrange your travel bookings or you can even repair your credit history as Wells Fargo credit card shares a payment history with the credit reporting companies.

Apart from these, Wells Fargo also offers low APR along with high interest rate for the new customers as an introductory offer. Moreover, you can earn reward points by using the credit card for buying items online, book air tickets and hotel room, paying car rentals, by making charitable donations, etc. You can also pay your bills faster than the conventional ways by using the Wells Fargo credit card. Not only that, you can keep an eye on your monthly spending by available My Spending Report. The benefits list doesn’t end here as you can protect your bank account from unauthorized transaction as you can receive transaction alerts from your account by availing a credit card. The good news is that Wells Fargo credit cards come with zero liability program and to avail it all you have to is to sign up for the credit card through the Wells Fargo login at the bank website.

Now coming to the other bank services, Wells Fargo offers banking for personal, commercial and small business. Under personal banking,you can avail checking accounts for everyday banking purposes and saving accounts to save your money under the maximum security for your better future. Under these kinds of accounts, you can avail two different types of savings system. First one is the way2save savings plan where the minimum deposit amount is $25 to open an account and the other one is known as platinum savings plan where the minimum deposit amount is $50. You need not worry as before, opening a savings account you check and review the plans by using the Wells Fargo account management tools.

Wells Fargo also offers foreign money exchange. Not only that, here you can avail different types of loans in order to fulfill your financial goals like; mortgage loan, home equity loan, student loan, credit loan, auto loan, etc. Here you can also get insurance plans to protect your future and present by availing umbrella liability insurance, homeowners insurance and auto insurance. Wells Fargo not only offers savings and deposit accounts, but it also has different investment plans and retirement programs for their customers. Now for the small business, Well Fargo offers different kinds of merchant services, loans, payroll services, etc.